Your Life Long Financial Partner

Nic thrives off relationships and helping understand what truly makes people achieve ultimate happiness by being at the center of his clients' financial lives. His passion for people found him starting a career at Northwestern Mutual in early 2011 and drives a successful financial planning practice.

Team Grams' Values/Vision Statement

"We deliver world-class financial planning with a small-town touch. Our team spends time developing personable and genuine relationships which results in our clients not only knowing their best interest is always in mind, but also feeling it. We are the team where lifelong relationships happen!”

We work with successful individuals, families, and business owners, specializing in agriculture and healthcare. With Nic's family roots being in agriculture and healthcare, clients in those industries commonly find our conversations relatable, relevent, and leaving lasting impact.

With well-designed financial plans, Nic helps educate his clients to make important decisions to live life differently and achieve their "American Dream." We take a collaborative and interactive approach at creating a blueprint before providing any recommendations. It's important to us that clients know we understand their deepest concerns as well as mountaintop dreams.

About Nic Grams

Nic's success with Northwestern Mutual began with his internship experience, where he reached the Top 10 of all interns nationwide. The following year, he was the Runner-Up amongst former interns in their first year of full-time work. Since then, he has been a member of the Million Dollar Round Table multiple times, which represents the top financial services professionals in the world. Nic has also earned his CERTIFIED FINANCIAL PLANNER™ certification.

Outside of work, Nic loves spending time with his beautiful wife, Casey, as well as friends and family. He is also very passionate about the outdoors and country music. His love for hunting, fishing, golf, and concerts keep him occupied in his free time. He is involved with Alex's Lemonade Stand, People's City Mission, Make-A-Wish, and Focus Campus Ministry.

The Northwestern Mutual Difference

We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.

  • Best Life Insurance Company ranked by NerdWallet, 2019 to 20201
  • AAA, Aaa, and AA+ the highest financial strength ratings of any life insurer from all four major rating agencies2
  • Top 10 U.S. Independent Investment Broker-Dealers3
1©2017-2020 and TM, NerdWallet, Inc. All Rights Reserved.

2Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), April 2020; Fitch Ratings, AAA (highest), August 2020; Moody’s Investors Service, Aaa (highest), December 2020; S&P Global Ratings, AA+ (second highest), June 2020. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3Measured by 2020 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, April 2021.

How to Save for a Down Payment on a House

There are some general rules to figure out how much house you can afford and how big a down payment you may need. 

What Is an RMD?

When you turn 72, the IRS requires you to start taking required minimum distributions from your tax-deferred retirement accounts.

Is It Better to Have a Will or a Trust?

They can both serve an important part in an estate plan. We break down the differences.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Visit our Client Relationship Summaries (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.